HelloPrenup Pricing Compared: How Neptune Provides Better Value
If you're exploring options for a prenup or postnup, you've likely come across two well-known services: HelloPrenup and Neptune. While pricing is often a key deciding factor, it’s important to look beyond just the numbers.HelloPrenup’s $599 flat fee may seem appealing at first glance, but there’s more to consider when it comes to value, legal protection, and long-term peace of mind.In this article, we’ll break down HelloPrenup’s pricing and compare it with Neptune’s flat-fee model. We’ll also highlight why more couples are turning to Neptune for its emotionally intelligent process, access to vetted legal experts, and concierge-level support.
Key takeaways
- HelloPrenup charges $599 for a template-based agreement, but legal counsel is optional and costs extra ($699 per partner for one hour of attorney review)
- You may pay more with HelloPrenup than initially expected when factoring in necessary add-ons like legal review, which many states require for enforceability
- Neptune includes vetted legal counsel for both partners in its flat-fee pricing, eliminating surprise costs and ensuring proper independent representation
- Neptune's emotionally intelligent AI assistant helps you prepare for meaningful conversations before meeting with your lawyer, with 95% of users feeling more aligned after the process
- Agreements without proper legal review face higher risk of being challenged in court, with some state judges refusing to recognize unreviewed prenups
Neptune vs. HelloPrenup: A Quick Comparison
Here’s a quick overview of what Neptune and HelloPrenup offer in terms of pricing, support, and legal guidance, and what that means for couples looking to create a solid, enforceable prenup.
HelloPrenup
- Price: $599
- Offering: Template prenup
- Legal counsel: Optional one hour service, available as a paid add-on
- Preparation tools: None
- Independent counsel for each spouse: Available as an add-on
- Customization: Built-in state compliance
- Transparency: Add-ons can raise the total cost
- User satisfaction: Good for simple cases; reviews are mixed
Neptune
- Price: Flat fee (includes legal counsel)
- Offering: Prenup built from scratch by a lawyer
- Legal counsel: Included for both partners
- Preparation tools: Emotionally intelligent AI assistant included for free
- Independent counsel for each spouse: Included
- Customization: Fully state-compliant with tailored clauses
- Transparency: Fully transparent flat fee
- User satisfaction: 95% feel prepared, 92% recommend their lawyer
HelloPrenup Pricing and What It Includes
HelloPrenup offers a relatively low entry price for a prenup, advertising their flat-fee template starting at $599 per couple. The process is digital, self-guided, and completed entirely online.
Users can optionally hire a prenup lawyer after drafting for consultations or sign-off. However, legal guidance isn’t included by default, which means the core product is still a DIY-focused template without legal review.
Add-on legal options are offered:
- $50 for e-signing and notarization
- $49 for a 20-minute Q&A session with a licensed attorney
- $699 per partner for full attorney review and signature, capped at one hour
Where HelloPrenup Falls Short: Gaps in Cost and Confidence
While the HelloPrenup pricing seems attractive at first glance, its value proposition doesn’t hold up for many couples, especially those navigating complexity, emotional sensitivity, or blended financial lives.
Here’s where HelloPrenup often falls short:
1. Lawyer Optional, Even When Required
Many prenuptial agreements are later deemed unenforceable by courts because both spouses did not receive independent legal counsel during the process. While HelloPrenup gives you that option to have legal counsel for an additional fee, it’s not built into the core $599 package and only covers one hour of review.
2. Limited Emotional and Communication Support
The platform doesn’t guide couples through values-based or emotional conversations that go beyond standard fill-in-the-blank forms. This can lead to the prenup process feeling hostile or confrontational when it can instead be a moment of alignment.
3. Surface-level Customization
Some users report missing nuance in financial questions. These end up needing lawyers afterward to patch or revise clauses, which may be overlooked given the limited review time offered in HelloPrenup's optional legal counsel.
4. Enforceability Concerns
Prenups without independent legal review are at greater risk of being challenged in court, with may state judges outright refusing a prenup without said review.
The bottom line is you may end up paying more both financially and emotionally if your low-cost prenup doesn’t hold up in the future or causes friction during the process.
How Neptune Pricing Offers Better Value
Neptune, a first-of-its-kind financial concierge, combines the affordability of modern tech with the trust and nuance of working with expert legal professionals.
Here’s how Neptune delivers better value:
1. Emotionally Intelligent AI That Prepares You Better
Neptune starts the process with a free, emotionally intelligent AI assistant that helps couples clarify values, expectations, and goals before legal drafting begins. This early alignment creates more meaningful, personalized prenups and lets lawyers hit the ground running after a free consultation.
- Outcome: Couples feel confident, prepared, and heard.
- Fact: 95% of Neptune users report feeling more aligned and respected after using the platform.
2. Flat-Fee Pricing, No Surprise Costs
Unlike traditional lawyers who bill by the hour, the lawyers Neptune connects couples with offer transparent, flat-fee pricing. You know precisely what you’re paying for, from drafting to negotiation, without worrying about running up the clock.
With Neptune, you avoid:
- Surprise charges for calls or revisions
- Paying separately for lawyers and platform access
- High retainers or unclear invoice breakdowns
These lawyers also offer a free consultation before you retain their services, something that HelloPrenup does not offer (opting instead to offer a free walkthrough of their template with no legal oversight.)
3. Vetted Legal Experts, Matched to You
While HelloPrenup requires you to find your own legal review if needed, Neptune takes care of that for you. It connects you with vetted attorneys who are selected for their expertise, values, and knowledge of your state’s laws.
- Curated legal experts matched to your needs
- No cold calls, no Googling, no guesswork
- 95% of Neptune couples would recommend the attorney they worked with
This combination of preparation and expert legal support means your agreement is more likely to hold up in court and be truly fair to both parties.
Final Verdict: Value Goes Beyond Price
HelloPrenup’s $599 cost is attractive, but when you consider lawyer add-ons, time spent fixing clauses, and emotional readiness, the total investment often increases beyond the initial price tag.
Couples with simple assets to protect that are willing to risk future legal complications over an unreviewed prenup can find value in HelloPrenup's template.
Neptune offers a deeper, more holistic value, with:
- Peace of mind: Lawyers are included and vetted.
- Emotional alignment: AI-guided prep leads to better agreements.
- No surprises: Flat-fee lawyer pricing means no unexpected bills.
- Tailored results: Agreements reflect your goals, not template checkboxes.
- Greater Enforceability: Lawyer review strengthens prenup compared to unreviewed template.
If you’re looking for more than just a document, start the conversation with Neptune today.
Frequently asked questions
How much does HelloPrenup cost?
HelloPrenup costs $599 for their template prenup service. However, legal counsel is optional and costs extra - $699 per partner for attorney review (capped at one hour), $49 for a 20-minute Q&A session, and $50 for e-signing and notarization. These add-ons can significantly increase the total cost beyond the base price.
What's the difference between Neptune and HelloPrenup pricing?
HelloPrenup charges $599 for a template with optional legal services as paid add-ons, while Neptune offers flat-fee pricing that includes legal counsel for both partners from the start. Neptune also includes a free emotionally intelligent AI assistant and vetted attorney matching, whereas HelloPrenup requires you to find your own legal review if needed.
Is HelloPrenup legally enforceable without a lawyer?
Prenups without independent legal review are at greater risk of being challenged in court, and some state judges may refuse prenups without proper legal review. While HelloPrenup offers optional legal counsel for an additional $699 per partner, it's not included in their core $599 package, which increases enforceability concerns.
Does Neptune include lawyers in their prenup service?
Yes, Neptune includes legal counsel for both partners in their flat-fee pricing. They connect couples with vetted attorneys who are matched to their specific needs and state laws, and offer a free consultation before you retain their services. 95% of Neptune couples would recommend the attorney they worked with.
What does Neptune's AI assistant do for prenups?
Neptune's emotionally intelligent AI assistant helps couples clarify values, expectations, and goals before legal drafting begins. This free tool creates early alignment between partners, leading to more meaningful and personalized prenups. 95% of Neptune users report feeling more aligned and respected after using the platform.